I am not able to save money, then how can I invest it, I do not have any
separate income which I can save for the future. Most of the middle class and
low income people have this complaint. Because in reality their income is so
low that they cannot save much even if they want to.
But today there is an option through which you can make a lot of money by
saving small amounts in a few years. This amount will not go out of your
pocket. That is, this amount will not be a part of your income. You must be
wondering that where will the free money come from, by saving which you can
become rich.
Let us explain the whole matter to you, if you invest only Rs 1000 every month
in SIP in Mutual Fund, then in 10 years, at the rate of 12 percent return, you
will get a total of Rs 2,32,339, while at the rate of 15% return, you will get
Rs 2,78,657. If you get 18 percent return annually, then you will get Rs 3.36
lakh.
If you continue investing for 20 years, then at an annual return of 12%, you
will get a total of Rs 10 lakh, while at a return of 15%, you will get a total
of Rs 15.15 lakh. At a return of 18%, you will get a total of Rs 23 lakh. That
is, by saving only Rs 1000 monthly, you can deposit Rs 23 lakh in 20 years.
Now the question arises that where will the money come from to deposit Rs 1000
every month? This money will be absolutely free, it will not be your hard
earned money. Actually, today many state governments are running schemes
across the country, especially for women, there are such schemes in many
states, where they get Rs 1000 to Rs 1500 every month, this money is deposited
directly in their bank accounts by the government, so that the beneficiary
gets direct benefit from it.
The most talked about scheme in the country is the Madhya Pradesh government's
Ladli Behna Yojana. Under this scheme, Rs. 1000 was sent to the accounts of
all Ladli Behnas every month, which has now been increased to Rs. 1250. A
similar scheme is going to start in Rajasthan. This means that gradually, some
scheme or the other is going on for women in almost all the states of the
country, or is going to start.
In Maharashtra, women are being given Rs 1500 every month under the Chief
Minister Ladli Behna Yojana. At present, this scheme in the state is till
March 2025, but it is being said that a provision will be made in the budget
every year to continue it further.
Tags:
Investment