Now people above 70 years will get free Ayushman Bharat insurance


A major decision was taken in the Union Cabinet meeting chaired by Prime Minister Narendra Modi on Wednesday. Now every elderly person above 70 years of age in the country will get the benefit of 'Pradhan Mantri Jan Arogya Yojana-Ayushman Bharat'. There will be no distinction between rich and poor, rather everyone will be brought under its ambit.

Now people above 70 years will get free Ayushman Bharat insurance

Informing about the Cabinet decisions, Union Minister Ashwini Vaishnav said that this will be a new category under Ayushman Bharat Yojana. Under this, the government will provide health insurance to every senior citizen above 70 years of age with free treatment facility up to 5 lakh rupees.

This is how the plan will work for the elderly

Minister Ashwini Vaishnav while detailing the benefits of this scheme said that it will be universal health coverage for senior citizens above 70 years of age. Currently around 12.3 crore families are benefiting from Ayushman Bharat Yojana. About 4.5 crore families or 6 crore senior citizens will benefit from the facility launched for the elderly.

5 lakh rupees will be received every year

Families who are already part of the Ayushman Bharat Yojana, if one person in their family is above 70 years of age, will get an additional top-up of up to Rs 5 lakh per year. This share will be health cover.


Such families which are currently not covered under Ayushman Bharat Yojana. Senior citizens above 70 years of age will be included in it and will get a share cover of Rs 5 lakh per year.

If there is a couple above 70 years of age in this category of Ayushman India, the insurance cover of Rs 5 lakh for both will be the same. Everyone, be it middle class or upper class, will benefit from this.

Government employees will also get the option

Not only such elders who are covered under any Central Government or State Government Health Scheme (CGHS/SGHS) or Army Health Scheme. All of them will have the option to continue with their old scheme or opt for this cover of Ayushman Bharat. Senior citizens with Employees' State Insurance Scheme (ESCI) or private health insurance will also have the opportunity to join Ayushman India.


People will get benefit of this scheme free of charge. However, for this the government will request all senior citizens to take insurance and the application process will start soon. The government has made an initial provision of Rs 3,437 crore for this category.

These decisions were also taken in the cabinet meeting

Many other important decisions were also taken in the cabinet meeting. The government has set a target of 31,350 MW power generation through hydroelectricity. The government will spend Rs 12,461 crore on it. Not only this, the government will now launch a new scheme 'PM E-Drive Yojana' to promote the use of electric vehicles in the country. A provision of Rs 10,900 crore has been made for this.

ગુજરાતીમાં વાંચવા અહીં ક્લિક કરો

The 'PM E-Drive Scheme' (PM Electric Drive Revolution in Innovative Vehicle Enhancement) will replace the nearly 9-year-old FAME subsidy scheme in the country. The new scheme will benefit the purchase of 24.79 lakh electric two-wheelers, 3.16 lakh e-three-wheelers and 14,028 e-buses. Under the new scheme, 88,500 charging stations will also get help from the government.

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