Recently, there have been reports of loan fraud against many people. It is important to check your credit score and credit report if you are not a victim of this scam. Let us learn how fraud can be avoided by checking at home. The scam of taking loan on someone else's PAN is rampant, it is important to be alert to avoid fraud, you can check credit score online sitting at home.
Fintech company Indiabulls has been surrounded by controversies for the last few days. This controversy is related to the company's financial services app Dhani. This app provides loan without security. Recently a different kind of fraud has come to light in Dhani App Loan. In this case, it has happened with many people that a loan was given to someone else on their PAN card without their consent. It is important to remain alert after these scams are exposed. Whether someone has taken a loan against your PAN or not, it can be easily checked online.
This loan fraud has happened to hundreds of people
Before understanding the investigation process, let us know what the latest controversy is. In fact, many users on other social media including Twitter are reporting their scams. A user on Twitter had said earlier this week that Indiabulls' company IVL Finance had given a loan in his name. The PAN number of the same user has been used for the loan and the address is of Bihar and Uttar Pradesh. The user wrote that he has defaulted without taking the loan. Expressing surprise, he asked how can another person take a loan in someone else's name and PAN, even though he had no knowledge of it. After this, hundreds of users told that there has been a scam in their PAN loan.
Sunny Leone also became a victim of this
Loan was also taken on the page of Bollywood actress Sunny Leone. He also gave this information on Twitter. These people have not taken a loan, but have committed such a big fraud in their name. Without taking loan, the credit score of these people got spoiled. After the matter gained prominence, Dhani told people that this fraud was done by getting KYC done on the basis of false documents. Dhani has expressed apprehension that the fraudsters might have obtained other people's PAN card information from the credit bureau. At present, there is a plethora of complaints in this matter with the concerned law enforcement agencies. Dhani has also lodged a complaint with the police on his behalf.
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Check like this, has this scam happened to you too?
- Credit score report provides information about the number of loan accounts in your name.
- To check the report, you will have to take the service of a credit bureau.
- You can take the service of bureaus like TransUnion CIBIL, Equifax, Experian or CRIF High Mark.
- SBI Card, Paytm, Bank Bazaar etc. also provide the facility to check reports in partnership with the bureau.
- Choose any of these options for yourself.
- Find the credit score check option on the respective portal or app.
- Some apps like SBI Card provide free score checking facility. For this you must have SBI credit card.
- Other users can choose the plan as per their convenience. This will help you keep track of it.
- Your account will be created by giving some information like date of birth, mobile number, email ID, PAN number.
- You can now access the report by logging in. The report will show how many loans have been taken in your name.
- If you see any loan which you have not taken, then complain about it immediately. This complaint can be made on the Income Tax website.
Tags:
Fraud